Smart Lending, Real Possibilities

At American Bank, we provide flexible financing solutions for both owner-occupied and investment real estate. Whether you're purchasing, refinancing, renovating, or expanding, our experienced lending team will work with you to structure a loan that supports your long-term goals.

We offer a range of options, including conventional and SBA loan programs to help you grow your portfolio with confidence.

Financing Available For:

• Owner-occupied commercial properties
• Investment properties
• Lot and land acquisition

Let our team guide you through the lending process with personalized service and local decision-making. Contact us today to explore your options.

A Business Line of Credit offers convenient access to working capital—so you can manage day-to-day operations, navigate seasonal shifts, or respond to the unexpected with confidence. This revolving credit option gives you the flexibility to borrow, repay, and borrow again as your cash flow needs change.

Typically secured by inventory or accounts receivable, it’s one of the most effective tools for changing business needs. 

Key Benefits:

• Manage seasonal or unexpected changes in cash flow
• Fast access to funds when you need it
• Seamless integration with our online Treasury Management system
• Funds can be used for any business-related expense

Our lending team is here to help you structure a line of credit that supports your business goals—now and into the future.

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.

No matter which card you choose, your business will benefit from important features like:

• Free online expense reporting tools. 
• No fee for additional employee cards. 
• Mobile payment capability for added convenience.
• Zero Fraud Liability.* You won't be liable for fraudulent purchases when your card is lost or stone. 
• Cardmember Service available 24 hours a day/365 days per year.